If you have high volume transactions on the platform, it might make sense to charge your clients using automated clearing house (ACH) vs. on their credit cards.

Transactions involving ACH are electronic funds transfers (EFTs). Many merchants and consumers would rather make electronic transfers than use credit cards because of lower fees, among other reasons. ACH draws directly on funds in checking or other bank accounts – no middle man. Credit cards usually have a high transaction fee.

Previously, we used Plaid to authenticate the user's bank account and do the handshake with the bank. However, we now have a default integration for ACH which means that staffing companies no longer need to integrate with plaid to conduct transactions on the platform.
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Here is the impact of ACH on the platform:

1. When clients are signing up, along with asking them to enter their credit card, they will now have an option to add their bank account.

2. Clients can also connect their bank account from their Payments page.

3. To charge the client's bank, you will see that on the Charging the clients page you will now have an option to charge the client via ACH. The button appears alongside the option to charge credit card.

We hope this introduction to ACH was helpful. If you'd like to start charging your clients this way and have any questions, don't hesitate to reach out!

This article was last updated October 07 ,2022.